Customers Bancorp Posts Record Q2 2026 EPS of $2.05 and Reaffirms Full-Year Outlook
CUBI sits 28% above its 52-week low of $59.34.
Summary
Customers Bancorp delivered Q2 2026 earnings of $2.05 per diluted share, set new records for loans and deposits, and reaffirmed its full-year 2026 guidance.
Key Events · Earnings and Guidance · CUBI
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Q2 Earnings Beat
Net income available to common shareholders rose to $71.6 million, or $2.05 per diluted share, up from $55.8 million, or $1.73 per diluted share, in Q2 2025.
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Record Loan and Deposit Growth
Loans climbed 3.6% quarter-over-quarter to a record $18.0 billion, while deposits edged up 0.6% sequentially to a record $21.7 billion.
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Full-Year Guidance Reaffirmed
Management reaffirmed its full-year 2026 guidance across all metrics, including deposit growth of 8-12%, loan growth of 8-12%, and net interest income of $800M-$830M.
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Strong Capital and Credit Quality
The CET1 ratio is estimated at 12.8%; NPAs to total assets remained low at 0.32%; and reserves to NPLs stood at 293%.
Analysis · CUBI · Finance
Second-quarter results underscore the bank's momentum, with net income reaching $71.6 million, or $2.05 per diluted share, fueled by record loan and deposit levels. Reaffirming full-year 2026 guidance signals management's confidence in sustaining this trajectory. The print should reinforce the positive sentiment that followed the prior quarter's standout performance.
At the time of this filing, CUBI was trading at $76.09 on NYSE in the Finance sector, with a market capitalization of approximately $2.6B. The 52-week trading range was $59.34 to $82.56. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.