Central Pacific Financial Posts Q2 2026 Net Income of $20.8M, NIM Expands to 3.57%, and Dividend Rises 3.4%
CPF sits 51% above its 52-week low of $25.62.
Summary
Central Pacific Financial reported Q2 2026 net income of $20.8 million, expanded its net interest margin to 3.57%, repurchased $11.3 million in shares, and raised its dividend by 3.4%.
Key Events · Earnings and Guidance · CPF
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Q2 Earnings Beat
Net income of $20.8 million, or $0.80 diluted EPS, compared to $20.7 million in Q1 2026 and $18.3 million in Q2 2025.
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Net Interest Margin Expansion
Driven by higher loan yields and lower deposit costs, the NIM rose 4 basis points sequentially to 3.57%.
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Share Buyback Execution
A total of 321,858 shares were repurchased at an average price of $35.01, costing $11.3 million, with $33.2 million remaining under authorization.
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Dividend Increase
The board declared a quarterly cash dividend of $0.30 per share, a 3.4% increase from the prior quarter, payable September 15, 2026.
Analysis · CPF · Finance
A solid quarter for Central Pacific Financial saw net income reach $20.8 million, or $0.80 per diluted share, while the net interest margin expanded 13 basis points year-over-year to 3.57%. Confidence in the capital position was underscored by $11.3 million in stock repurchases and a 3.4% hike in the quarterly dividend to $0.30 per share. Asset quality remains well in hand, with nonperforming assets at just 0.22% of total assets, even as the provision for credit losses edged up to $4.4 million. The results extend a trend of improving profitability, with return on average assets steady at 1.12% and return on equity at 13.94%.
How filings like this one have moved
In the 30 days to Sep 17, 2026, 29.7% of the 1739 measured filings Wiseek scored 7 moved their stock by 5% or more by the next session's close. The median move was -0.34%. These are measured outcomes after filings of this importance, not a forecast for this one.
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At the time of this filing, CPF was trading at $38.68 on NYSE in the Finance sector, with a market capitalization of approximately $1B. The 52-week trading range was $25.62 to $40.06. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.