Bank7 Q2 Earnings: Net Income Falls 25% on Energy Asset Sale Loss, Core EPS $1.06
BSVN sits 35% above its 52-week low of $38.29 on elevated volume (2.1× avg).
Summary
Bank7 Corp. Q2 2026 earnings show a 25% drop in GAAP EPS to $0.87 due to an energy asset sale loss, but core EPS of $1.06 highlights resilient core banking. The company also disclosed a successful $3.7 million net cash recovery from a previously charged-off energy loan.
Key Events · Earnings and Guidance · BSVN
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Q2 GAAP EPS Falls 25%
Net income of $8.35 million, or $0.87 per diluted share, compared to $11.11 million, or $1.16 per share, in Q2 2025. The decline was driven by a non-recurring loss on the sale of energy assets.
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Core EPS of $1.06 Excludes Energy Loss
Adjusted core net income was $10.18 million, or $1.06 per diluted share, backing out the energy asset sale loss and related items. Core pre-provision pre-tax earnings were $13.46 million.
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Energy Asset Sale Nets $3.7M Recovery
The company completed the sale of oil and gas assets, generating total cash recovery of $20.2 million against an initial cash outlay of $16.5 million, resulting in a net cash return of $3.7 million.
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Balance Sheet Growth and Strong Capital
Total assets rose 4.25% YoY to $1.91 billion, with loans up 6.68% to $1.60 billion. Tier 1 leverage ratio of 13.88% and total risk-based capital ratio of 16.35% remain significantly above well-capitalized thresholds.
Analysis · BSVN · Finance
Bank7 Corp. reported Q2 2026 net income of $8.35 million, down 24.84% from a year ago, driven by a non-recurring loss on the sale of energy assets. Excluding that, core EPS was $1.06, reflecting solid underlying banking performance. The company successfully maximized a loan loss recovery, generating $3.7 million in net cash returned. Balance sheet remains strong with capital ratios well above regulatory minimums, and the pending acquisition of Century Financial Services adds strategic context.
At the time of this filing, BSVN was trading at $51.80 on NASDAQ in the Finance sector, with a market capitalization of approximately $493.1M. The 52-week trading range was $38.29 to $52.78. This filing was assessed with neutral market sentiment and an importance score of 7 out of 10.